Safe Payday Loans - CashNetUSA, CashCentral, Speedy Cash, Check City, PayDayOne


If Your Looking for a Safe Payday Loan Online,

your under enough stress as it is without having to worry over being blindsided by some unexpected fine print in the loan agreement or just flat out being scammed by an illegitimate loans payday website.

But did you know that there is a simple way to avoid being taken when you find yourself in an unexpected circumstance or emergency needing online safe payday loans?






Just look for the CFSA seal when considering a payday lending website. The CFSA, which stands for "The Community Financial Service Association" is a service that helps monitor and regulate the payday loan industry. It is simply an organization that is in place to help you from getting a raw deal. Be sure that when you are searching online for a loan payday, you start by looking for the CFSA seal.

Here is a list of payday lenders that carry the CFSA seal and are regulated and approved by the CFSA.


Compiled is a list of the safest, most reputable online loan payday services available.


Examine each point before making the choice to borrow from a Online Loan Payday Lender


CashNetUSA
Click Here to Visit CashNetUSA
CashNetUSA
200 West Jackson, Suite 1400
Chicago, IL 60606-6941		 Rates average $15.00 to $25.00 per $100.00 Borrowed

    Benefits:
  • No Faxing. Applications are online and are approved or disapproved instantly.
  • First time customers can have up to $750.00 deposited directly into their account by the next day. Repeat customers can get as much as $1500.00.
  • 24/7 Courteous Support

    Click Here for States Served
 
yes
regulated by the CFSA
visit site

CashNetUSA
meets all

BBBOnLine participation and Better Business Bureau accreditation standards and is authorized to display the BBB Accredited Business seal.
Federal
Trade
Comm
-
no complaints
Yes
State
Liscenced
Site is secured by
Verisign

Click Here to Visit Cash Central
Cash Central
84 East 2400 North
North Logan, UT 84341		 Fees average $25.00 per $100 borrowed

    Benefits:
  • The entire loan process is done online, so there is no paperwork or faxing that needs to be done.
  • Have Your cash deposited into your account the very next day.
  • Bad credit or even No credit applicants can still obtain a loan.
Click Here for States Served
yes
regulated by the CFSA
visit site
Better Business
Bureau
-
no complaints
Federal
Trade
Comm
-
no complaints
Yes
State
Liscenced
Site is secured by
Verisign

Click Here to Visit Check City
Check City
Address: 2475 South Jones Blvd
Las Vegas, N.V.		 Fees average $17.00 per $100 borrowed!

    Benefits:
  • Longevity-company has had a presence on the world wide web since 1999.
  • Same Day Lender
  • Large Network ensures a greater opportunity to receive the money you need.


    Click Here for States Served
 
yes
regulated by the CFSA
visit site
Check City
meets all

BBBOnLine participation and Better Business Bureau accreditation standards and is authorized to display the BBB Accredited Business seal
Federal
Trade
Comm
-
no complaints
Yes
State
Liscenced
Site is secured by
Verisign
SpeedyCash
Click Here to Visit Speedy Cash
Speedy Cash / Rapid Cash
3527 N. Ridge Road
Wichita, KS 67205		 Rates average $15.00 to $25.00 per $100.00

    Benefits:
  • Bad credit or even No credit applicants can still obtain a loan.
  • 24/7 Instant Approval
  • Secure and Confidential
 Click Here for States Served
yes
regulated by the CFSA
visit site
Better Business
Bureau
-
no complaints
Federal
Trade
Comm
-
no complaints
Yes
State
Liscenced
Site is secured by
Verisign

PayCheckToday
Click Here for PayDayOne
PayDayOne.com 3880 Hulen St
STE 500 Fort Worth, TX 76107
US		 Rates average $15.00 to $23.00 per $100.00

    Benefits:
  • No hassle, No credit check, Approved in minutes
  • Up to $1000.00
  • 100% Faxless.
  • Funded the next business day
 
Click Here for States Served
Not
a
member

visit site
BBB Rating
C-

visit report
FTC-
no complaints
no complaints
Site is secured by
WhiteHat





Other Lending Representatives.
These websites are available as Loan Matching Services if your state does not have a liscensed lender.
1.SafeOnlineCash
2. TeamQuickCash
3.WeGiveCash

State licensed lending is your assurance of security and a low cost loan. Unlicensed Lenders may charge higher fees and come attached with many third party offers.
SafeOnlineCash
Click Here to Visit SafeOnlineCash
SafeOnlineCash.com

    Benefits:
  • Longjevity-company has had a presence on the world wide web since 1999.
  • No Faxing of Documents and No Credit Checks.
  • Get up to $1,500 Cash as Fast as One Hour!
  • Third Party Lending Match
 
Not
a
member

not
member
FTC-
no complaints
no
complaints
Site is secured by
Thawte
TeamQuickCash
Click Here to Visit TeamQuickCash
TeamQuickCash.com
 

    Benefits:
  • Instant Approval!.
  • No Faxing of Documents and No Credit Checks.
  • Get up to $1,000 Cash as Fast as One Hour!
  • Third Party Lending Match
 
Not
a
member

not
member
FTC-
no complaints
no
complaints
WeGiveCash
Click Here to Visit WeGiveCash
WeGiveCash.com
 

    Benefits:
  • Instant Approval!.
  • No Direct Deposit Needed.
  • Get up to $1500 Cash as Fast as One Hour!
  • Third Party Lending Match
 
Not
a
member

not
member
FTC-
no complaints
no
complaints




States Served
State licensed lending is your assurance of security and a low cost loan. Unlicensed Lenders may charge higher fees and come attached with many third party offers.
CashNetUSA
 Alabama, Alaska, Arizona, California, Colorado, Delaware, Florida, Hawaii, Idaho, Illinois, Kansas, Louisiana, Maryland, Michigan,
Minnesota, Mississippi, Missouri, Montana, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina,
South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming
Speedy Cash
 Arizona, California, Colorado, Kansas, Missouri, Nevada, Oregon, Texas, Washington
Check City
 Colorado, Maryland, Nevada, Utah, Virginia
CashCentral
 Alabama, Alaska, Arizona, California, Colorado, Delaware, Florida, Idaho, Kansas, Louisiana, Maryland, Minnesota, Missouri, Montana, Nevada
New Mexico, North Dakota, Rhode Island ,South Dakota, Texas, Utah, Washington, Wisconsin ,Wyoming
PayDayOne
 MD, TX, DE, KY, LA, MN, PA, RI, TN, IL, AZ, ID, MO, SD, UT, WI and OH.



Most people who borrow from a payday loan lender are in a crisis situation or emergency and need money fast. It's exactly this combination that that makes for easy prey for a scam artist. There are a few easy check list items to read through to make your experience better and help you avoid the pain of being robbed online.

Warning #1

" DO NOT start filling out a lot of online loan applications
with the idea that the more you fill out the better chance one will approve you."

The reason is that many companies charge a fee for the application and you can unknowingly rack up a small fortune in loan application fees!


Warning #2

Be Cautious submitting an application through a 3rd party website. When you apply through a 3rd party you can be unwittingly signing up
for a half a dozen "free" trials that will end up charging you when the trial period is over.

"A reputable Loan Payday website will take pains to make sure your information is kept private."

Warning #3

"Only apply to State Licensed Lending Stores."

Many online Payday loaners are simply a front for foreign lenders.The point is you need to make sure the lender you choose doesn't end up lending your information by passing it on to a unlicensed overseas bank.


Warning #4

Take care to find an actual physical address and phone number. A lender that only gives an email or contact form is flying a red flag for you to stay away.

Crooks give their companies names that sound like well-known or respected organizations and create websites that look slick. Some scam artists have pretended to be the Better Business Bureau or another reputable organization, and some even produce forged paperwork or pay people to pretend to be references.


Warning #5

"Only borrow what you need and pay it back as soon as possible before the due date."

It is no mistake that Payday loan shops set up
in poor communities and target low income individuals and families. Not only are they more likely to need a loan, they are more likely not to be able to repay the loan. High interest lenders make 95% of their money off of late fees and penalties. Do not write a hot check.

 

Payday Lending - 5 Steps to Avoid Being Scammed
By Dennis Reed


The Pay Lending industry industry, probably more than any other industry, lends itself to online scammers. The reason being is that the people who are generally looking for a payday loan online are in a desperate situation or crisis and they don't have many options financially. Add the element of urgency and you have a ready made playing field for an online scam artist.

If you are currently searching for a online payday lending company than please check the following list of 5 points to avoid being scammed by a payday lending scammer.

1. Does the website carry the CFSA seal? The CFSA (Community Financial Services Association) of America is the only national organization dedicated solely to promoting responsible regulation of the payday advance industry and consumer protections through CFSA's Best Practices. In short they help monitor payday lending companies to help prevent the public from being taken advantage of by unscrupulous payday lenders and payday loan scams.

2. Avoid submitting a lot of applications to different websites hoping that the more you fill out the better chance you have to be approved. Many payday lending websites charge a fee for the application process. You don't want to find out later that you were charged a fee by every company you submitted an application to.

3 .Be careful of 3rd party payday lending sites. These are sites that take your application and shop it around to different lending firms. Sounds great on the surface but unless they have a policy of disclosing everything up front you will have no way of knowing who they are giving your information too. For all you know you are trying to borrow from a over seas bank. At the very least you could be unwittingly be signing up to a dozen or so "Free Trial" that will be happy to charge your account when the free trial period is over.

4. Locate a physical address on the website you are considering borrowing from. Any legitimate payday lender
will be happy to disclose all of their contact information. It is a huge red flag if a payday lending co. doesn't print their street address or you can only contact them through an email submission form.

5. Simply do a quick check on the Better Business Bureau website or one of the rip off report sites. There is nothing worse than being scammed online so you can be sure that if a particular payday lending company has been caught in a scandal, someone has published a complaint against them.

Unfortunately there are many things in the fine print that you are not going to know unless you go through it carefully so even if you have to find someone to help you get through it, please do so. Payday lending companies make the bulk of their profit off of late fees and penalties so don't be like the 90% who don't pay the full amount on or before the appointed due date. Do your part and use this simple check list to avoid being scammed.

http://ezinearticles.com/?Payday-Lending---5-Steps-to-Avoid-Being-Scammed&id=2367363


 

webservice-reports.com/paydayloans 2009.